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Seven capability modules. One operating model.

Soleil provides seven interconnected capability modules that span the full commerce financing journey. Each addresses a specific stage. Together, they form a complete operating model.

Technology That Serves Operational Structure

Soleil does not use technology for its own sake. Every component, from customer intake to reporting, exists to make commerce journeys more structured, coordinated and visible.

Technology is the enabler. Execution structure is the product.

Our infrastructure is

Layered by functionPartner-awareAudit-readyBuilt to scale

Soleil Infrastructure Stack

07

Reporting & Visibility

06

Engagement Layer

05

Fulfillment & Confirmation

04

Workflow Coordination

03

Commerce & Product

02

Eligibility & Rules

01

Intake & Onboarding

Foundation

Seven modules. Seven specific jobs.

Each module owns a clear stage of the journey. Together they form one connected operating model.

01
Module 01

Onboarding & Intake

Structured entry. Governed workflows.

A clear way for customers to enter the journey. Soleil supports identity capture, partner-specific data needs, and the right workflow for each channel.

Key features

01Multi-channel intake design
02Partner-specific data capture
03Verification workflow start
04Handoff to eligibility

Relevant for

BanksPayroll schemesMerchant channels
02
Module 02

Eligibility-Linked Journeys

Partner rules. Structured paths.

Eligibility is more than a yes-or-no gate. Soleil turns partner rules into clear journey pathways within approved limits.

Key features

01Partner rule translation
02Approved limit messaging
03Gated journey logic
04Multi-outcome routing

Relevant for

BanksInstitutional partnersEmployer schemes
03
Module 03

Product & Asset Journeys

Commerce within approved limits.

Once eligibility is set, customers move into the asset journey. Soleil keeps every selection within the agreed commercial structure.

Key features

01Asset catalog management
02Limit-aware selection
03Order initiation
04Commerce flow integrity

Relevant for

BanksMerchantsOEMs & distributors
04
Module 04

Merchant & Partner Coordination

Clearer roles. Better commerce flow.

Merchants and partners are part of every journey. Soleil defines their roles, manages order flow, and keeps coordination tight.

Key features

01Merchant onboarding
02Order flow management
03Channel parameters
04Partner-facing visibility

Relevant for

MerchantsBanksOEMs & distributors
05
Module 05

Fulfillment Management

Structured delivery. Confirmed handover.

Fulfillment is where many models break. Soleil coordinates delivery, confirms handover, and keeps the chain of custody clean.

Key features

01Logistics partner coordination
02Pre-delivery validation
03Asset handover capture
04Post-delivery records

Relevant for

BanksMerchantsLogistics partners
06
Module 06

Customer Engagement

Communication across the journey.

Engagement is core to a well-run model. Soleil supports clear communication at every step of the customer journey.

Key features

01Stage-based communication
02Status notifications
03Reminder workflows
04Support touchpoints

Relevant for

BanksInstitutionsMerchants
07
Module 07

Reporting & Visibility

Structured data. Operational oversight.

Institutions need clear sight of what is happening. Soleil surfaces operational data across every key stage of the journey.

Key features

01Stage-level reporting
02Partner dashboards
03Throughput metrics
04Exception flagging

Relevant for

BanksInstitutional partnersStrategic partners

Real-world deployment scenarios

Soleil's capabilities can be configured for many structured commerce and asset financing journeys.

Asset Financing

Structured journeys for smartphones, laptops, and electronics under financed commerce programs.

Household Asset Access

Appliances, furniture, and home goods through financed, structured pathways.

Institutional Staff Schemes

Employer or institution-linked asset access programmes for staff and members.

Payroll-Linked Models

Asset financing tied to payroll for structured, governed access.

Merchant-Led Commerce

Financed journeys started through merchant or retail partner channels.

Multi-Partner Distribution

OEM and distributor models powered by institutional channel demand.

Ready to discuss a solution for your model?

Soleil works with banks, merchants, institutions, and strategic partners to design and deploy structured commerce financing journeys.