Skip to main content

A structured journey from demand to fulfillment

Soleil coordinates the full customer journey across eight structured stages. Every participant knows their role, every step is governed, and visibility is maintained throughout.

How the journey moves between participants

Customer

Demand for product

Financing Partner

Owns the balance sheet and approves loans

Soleil

Execution owner and controls the operating workflow

Merchant / Distributor

Supply chain and fulfillment control

Reporting

Visibility layer

Soleil keeps the transaction coordinated from approval to completion
Key Stage
01

Channel Entry

In one line

A customer enters through an approved channel.

The journey begins when a customer enters through one of Soleil's supported channels, a financing bank, a merchant partner, an employer payroll scheme, an institution, or a direct partner. The channel sets the rules and journey logic for every step that follows.

Key activities

  • 01Bank or financing institution channel
  • 02Merchant or retail partner entry
  • 03Employer or payroll-linked scheme
02

Eligibility from Financing Partner

In one line

Eligibility is defined by the partner and received by Soleil.

Key activities

  • 01Partner defines eligibility criteria
  • 02Outcome sent to Soleil journey layer
  • 03Journey gated until approval is confirmed
03

Asset Selection

In one line

A customer selects an eligible asset or confirms a merchant cart.

Key activities

  • 01Eligible assets shown within approved limits
  • 02Merchant cart confirmed or asset selected
  • 03Pricing and value parameters enforced
Key Stage
04

Order Validation

In one line

Soleil validates the order against pricing and partner rules.

Before fulfilment proceeds, Soleil verifies order details against partner rules and workflow conditions. This protects the commercial structure and stops anything from moving forward unless every condition is met.

Key activities

  • 01Order checked against partner rules
  • 02Pricing and value confirmed
  • 03Merchant and partner readiness verified
05

Controlled Fulfilment

In one line

The merchant or distributor delivers through a controlled process.

Key activities

  • 01Merchant or distributor engages fulfilment
  • 02Logistics and delivery coordinated
  • 03Records updated at asset transfer
06

Evidence Capture

In one line

Proof of purchase, ID, and asset evidence are recorded.

Key activities

  • 01Proof of purchase recorded
  • 02Customer identification confirmed
  • 03Asset-specific evidence captured
07

Customer Confirmation

In one line

The customer confirms receipt through OTP or a digital flow.

Key activities

  • 01OTP or digital confirmation triggered
  • 02Customer receipt acknowledged
  • 03Cycle formally closed
Key Stage
08

Completion & Reporting

In one line

Banks and partners receive completion status and reporting.

Once the journey is complete, the financing institution and all relevant partners receive structured completion status and reporting. This gives institutions the oversight they need to manage performance and improve the model over time.

Key activities

  • 01Completion status reported to partner
  • 02Operational data available to institutions
  • 03Visibility supports ongoing improvement

What makes this model different

End-to-end structure

Soleil coordinates every stage of the journey. Not just onboarding. Not just fulfillment. Every step from access through to ongoing engagement.

Partner-defined rules

The operating logic is defined by the financing institution or partner. Soleil executes against those rules, not its own.

Operational visibility

Every key stage produces data that flows back to institutions and partners. This enables oversight, management, and continuous improvement.

Want to understand how Soleil can work for your model?

Speak with the Soleil team about how the structured journey can be configured for your institution, merchant network, or partner model.